HomeFree USA is a national nonprofit helping individuals and families achieve homeownership through education, counseling, and access to downpayment and closing cost assistance programs. We support first-time and underserved buyers with trusted guidance to build long-term housing stability. https://homefreeusa.org/2025/05/14/what-is-down-payment-and-closing-cost-assistance-and-how-can-it-help-you-buy-a-home/